For Modern Central Banking
EMTECH builds easy to deploy, highly secure, cloud-based software for central banks to become more innovative, provide financial inclusion and build infrastructure resilience in the era of open banking and digital currency
In The News:
Our key Drivers
- We are in the midst of an innovation wave in financial sector that is now impacting central banks
- The role of central banks is key to closing the financial inclusion gaps, especially in a post COVID world
- Ultimate success for central banks require public-private integrations
Why Central Banks?
We believe central banks need to innovate in order to deliver on the mandate of maintaining financial stability and efficient payment infrastructure for all. Our approach maps policy frameworks to technologies that can execute as intended.
Why Emerging, Developing & Transitional Markets?
There is a clear need and demand for modern payment infrastructure across the Africa and Caribbean regions. The financial market infrastructure in emerging, developing and transitional markets is cash heavy, inefficient and exclusive to many.
Our Products
Central Bank Digital Regulatory Sandbox
Built for collaborative execution of innovation and regulatory frameworks
Central Bank Digital Cash (CBD-Cash)
A modern cash infrastructure built for inclusion by design, with an open banking architecture
Our Current Engagements & Models
Bank of Ghana
Scope: Modern Central Bank Sandbox Platform™ –
Regulatory and Innovation Sandbox to shape Fintech ecosystem and Financial Inclusion
Relevant Features:
- Streamlining and Innovating Regulatory Reporting and Supervision
- Fintech Live Data Testing against Compliance Standards and Licensing Tool
- CBDC Development and Testing Platform
- Blockchain Innovation Platform
Central Bank of Bahamas
Scope: Cross border payments with CBDC, digital currencies and traditional payment channels
Relevant Features:
- Sand Dollar / USD Bank Account
- Sand Dollar / USD Stable Coin for Remittances / B2B
- Sand Dollar / Digital US Dollar Remittances / Reserves
U.S Federal Reserve
Scope: Digital Cash Infrastructure (Project New Dawn)
Relevant Features:
- Digital Dollar Push Payments (people and small businesses)
- A Base Cash “Wallet” for anyone who wants it
- Debt neutral economic stimulus schemes
OMNI Financial, Bahamas
Scope: Payment and Treasury management for Cross border payments with CBDC, digital currencies and traditional payment channels.
Relevant Features:
- Cruise Crew Payroll: From Paper to Digital Cash
- Cash Wallets Services
- Last Mile Distribution for Remittances
Our Partners
